A Health Insurance Policy would normally cover medical expenses due to accidents or illness, Hospital room charges, ambulance charges, Day-care treatment charges, domiciliary treatment, doctor fees, medicines and pre & post hospitalization medical expenses.
It is possible to cover your all family members under one single health insurance policy for the combined sum insured. This policy is known as the Floater policy. Floater policy has cost advantages over individual mediclaim policies and has benefits such as utilizing the entire cover for the medical treatment of a single-family member.
